That smoking analogy is only meant to highlight that a possible risk factor should not be dismissed just because causality is not yet established.
Testosterone levels are associated with a U-shaped mortality curve in some studies, particularly in men. Research indicates that both low and high serum testosterone levels are linked to increased all-cause mortality, while mid-range levels are associated with lower risk. For example, a 2011 study in the Journal of Clinical Endocrinology & Metabolism found that men with testosterone levels in the lowest and highest quartiles had higher mortality rates compared to those in the middle quartiles, with low testosterone linked to cardiovascular and metabolic issues, and high levels potentially tied to other risks like prostate issues or behavioral factors. [Grok]
You are fortunate that basic TRT works well for you. Don't lose sight of the fact that many are not so lucky. You can help the ones who are stuggling by encouraging a low-and-slow approach. There's little to lose and much to gain.
I agree that twice-weekly TC injections appears to be a relatively successful protocol. Interestingly, Xyosted probably offers similar variation in serum testosterone with once-weekly injections due to its half-life being about double that of generic TC.