Only get what you absoultely have to have/need...I tend to omit FT as I'm low SHBG and it's always way over lab range anyway so no point in checking that. I also don't pull all those Thyroids, Ive been good in the past on the whole battery of Thyroids so I only pull TSH and as long as it's <2.0 I don't worry about it. SHBG, Prolactin, PSA, you can run those once a year if you have a good history on those, too.
Before I got with it on that labcard with my insurance I was filing my own claims for reimbursement on my insurance and it was an enormous headache and I don't recommend doing it.