Correct me if I'm wrong, but in the US, many people manage to get TRT on their insurance, and are able to choose the provider? That would be so great, but sadly it's not the same here.
Limited choices here in the UK. State medicine, our NHS, is a no go - you'd need ridiculously low T, but treatment would be free. Private clinics are much more expensive than the online guys. £300 for initial consultation, £300-£450 for each test, £150 for follow up consultations, £300 per months upwards for the meds. About 5 times more than I pay, and there is no insurance policy I'm aware of that would cover it.
We've only got a couple online of providers, I think they're both pretty equivalent. You pay about £100 per month all in, and they do try to look after you, but you only get a few 15 minute slots with doc over the phone.
Doc should have taken into account the time of the last shot I agree. But actually I'm just grateful the providers are out there offering an affordable route.
I don't think I'm overthinking it, there is just not much room to do anything different. The NHS is good at keeping you alive, but healthcare options may be better in the US.