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Thanks everyone for your replies.  My Doctor has been unable to find good hormone doctors to turn his TRT patients over to, so he's keeping me.  I will have to pay $960/year (better than $1800 for the MD concierge service he's switched over to - which he completely filled and has a waiting list) but I'll stay where I am and he can order my bloodwork and I only pay the $40 insurance co-pay at the lab.  One of the other doctors in his office will handle me if I need to visit for illnesses or physical exams.