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Testosterone Replacement, Low T, HCG, & Beyond
Blood Test Discussion
Extensive blood work results. Prolactin, DHT, Estradiol, Luteinizing way off?
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<blockquote data-quote="Jasen Bruce" data-source="post: 74741" data-attributes="member: 14"><p>I agree with Dr Saya regarding the unfortunate limitations that the insurance model imposes on our healthcare system. </p><p>I work with a few well known urologists who try hard to be progressive in their TRT protocols, however since they must take insurance as they are tied to academic/hospital institutions they are severely limited in the quality of care they are allowed to give. These doctors spend an average of 5-10min with the patient, the majority of the remaining time spent on that patient is in trying to figure out prior authorizations for treatment in addition to locating coverage for needed tests and prescriptions. In this model, the patient is SOL if they have more than one problem to address with the doctor since insurance will only adjudicate for one issue, therefore the second issue will have to wait until a separate appointment. </p><p></p><p>I am always quick to correct patients who think doctors are the problem with current healthcare costs and limitations. Reality is, doctors are getting bent over just like patients. They are not getting paid much for their time, and the majority of overhead in the clinic is spent dealing with insurance. Regulations have increased the amount of labor while insurance finds ways to pay LESS or not at all (which is why insurance doctors must schedule 100 people per day...spray and pray you get paid).</p><p></p><p>Low cost cash options are out there for laboratory, diagnostic, and pharmaceutical products, you just need to know where to look. I have purchased MRI's for myself under $200 cash pay by contacting local imaging centers and requesting their self-pay price. You will be surprised how low some can go (sometimes 10% of the insurance cost!).</p><p></p><p>Clinics like Defy, pharmacies like Empower, and lab sources like Discounted Labs are great tools to source affordable cash pay health services. More businesses like this will certainly emerge in the future as demand for this type of care continues to increase.</p><p></p><p>If you understand the healthcare system at every level including cost, you would find that most of us would actually spend much less in our lifetime NOT having insurance and just paying the doctor/hospital /pharmacy/laboratory directly for their services. When a doctor/institution takes cash pay only they can charge much less (insurance inflates the cost big time). We would just need coverage for major procedures which would still cost you less than what you pay each month in a lifetime for insurance that really dosnt cover anything (most dont realize their co-pays and deductibles actually cost more than the cost of the drug/service if paid out of pocket from the right source). But, too many people make too much money off the insurance model so it wont go away. Thankfully we are left with alternatives to source our needs at affordable prices.</p></blockquote><p></p>
[QUOTE="Jasen Bruce, post: 74741, member: 14"] I agree with Dr Saya regarding the unfortunate limitations that the insurance model imposes on our healthcare system. I work with a few well known urologists who try hard to be progressive in their TRT protocols, however since they must take insurance as they are tied to academic/hospital institutions they are severely limited in the quality of care they are allowed to give. These doctors spend an average of 5-10min with the patient, the majority of the remaining time spent on that patient is in trying to figure out prior authorizations for treatment in addition to locating coverage for needed tests and prescriptions. In this model, the patient is SOL if they have more than one problem to address with the doctor since insurance will only adjudicate for one issue, therefore the second issue will have to wait until a separate appointment. I am always quick to correct patients who think doctors are the problem with current healthcare costs and limitations. Reality is, doctors are getting bent over just like patients. They are not getting paid much for their time, and the majority of overhead in the clinic is spent dealing with insurance. Regulations have increased the amount of labor while insurance finds ways to pay LESS or not at all (which is why insurance doctors must schedule 100 people per day...spray and pray you get paid). Low cost cash options are out there for laboratory, diagnostic, and pharmaceutical products, you just need to know where to look. I have purchased MRI's for myself under $200 cash pay by contacting local imaging centers and requesting their self-pay price. You will be surprised how low some can go (sometimes 10% of the insurance cost!). Clinics like Defy, pharmacies like Empower, and lab sources like Discounted Labs are great tools to source affordable cash pay health services. More businesses like this will certainly emerge in the future as demand for this type of care continues to increase. If you understand the healthcare system at every level including cost, you would find that most of us would actually spend much less in our lifetime NOT having insurance and just paying the doctor/hospital /pharmacy/laboratory directly for their services. When a doctor/institution takes cash pay only they can charge much less (insurance inflates the cost big time). We would just need coverage for major procedures which would still cost you less than what you pay each month in a lifetime for insurance that really dosnt cover anything (most dont realize their co-pays and deductibles actually cost more than the cost of the drug/service if paid out of pocket from the right source). But, too many people make too much money off the insurance model so it wont go away. Thankfully we are left with alternatives to source our needs at affordable prices. [/QUOTE]
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Testosterone Replacement, Low T, HCG, & Beyond
Blood Test Discussion
Extensive blood work results. Prolactin, DHT, Estradiol, Luteinizing way off?
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