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I myself am an advocate for predictabilities and being prepared no matter what simply because of a very strange life time I have passed, unlike most of others, BUT even thinking about a type of recession that crashes the economy of the super power country like the United States to the point you can't even get your T as you used to sounds like something I can't even force myself to think about. What if it happens out of possibilities anyway? Then, be sure you are not going to find reasons as to why living matters to you anymore, with/without T.