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Testosterone Replacement, Low T, HCG, & Beyond
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TRT/HRT & Medicare / Medicare supplement
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<blockquote data-quote="tropicaldaze1950" data-source="post: 187090" data-attributes="member: 13651"><p>In Florida, a number of the plans on the official Medicare site don't charge premiums. The reason why, as I understand it, is that the Florida market is so competitive and the insurance plans are getting thousands a month from Medicare to provide care for each new patient, so they're raking in the $$$ and we get to choose from many plans. </p><p></p><p>Previously, when living in Maryland and Aetna pulled out of the market, I bought an AARP supplement plan(one of the lower priced ones) and it served me well, but I did have problems finding a psychiatrist. I have bipolar and several related issues. My cousin near Fort Lauderdale told me that he paid nothing for his Medicare plan. When my wife and I moved to Florida in 2017, I searched the Medicare site and found an AARP/United Healthcare PPO plan that had statewide and national coverage, plus I could go out of network if need be. She's retired federal and gets her BC/BS PPO through the government system for current and retired federal employees.</p><p></p><p>I agree on a national healthcare system. A couple of my doctors tell me what a mess it is dealing with the different insurance companies. Right now, I'm in the process of setting up a virtual consult with an internationally known psychiatrist and researcher who is in Colorado. He doesn't take Medicare and I'm paying cash. I don't have much but he's my last hope. I don't respond to any medications. Been sick for 15 years. My life just fell apart. Poor sleep, can't handle stress, can't hold a job and my johnson, even with testosterone, rarely works. Just telling my story. We've all got stuff we're dealing with.</p></blockquote><p></p>
[QUOTE="tropicaldaze1950, post: 187090, member: 13651"] In Florida, a number of the plans on the official Medicare site don't charge premiums. The reason why, as I understand it, is that the Florida market is so competitive and the insurance plans are getting thousands a month from Medicare to provide care for each new patient, so they're raking in the $$$ and we get to choose from many plans. Previously, when living in Maryland and Aetna pulled out of the market, I bought an AARP supplement plan(one of the lower priced ones) and it served me well, but I did have problems finding a psychiatrist. I have bipolar and several related issues. My cousin near Fort Lauderdale told me that he paid nothing for his Medicare plan. When my wife and I moved to Florida in 2017, I searched the Medicare site and found an AARP/United Healthcare PPO plan that had statewide and national coverage, plus I could go out of network if need be. She's retired federal and gets her BC/BS PPO through the government system for current and retired federal employees. I agree on a national healthcare system. A couple of my doctors tell me what a mess it is dealing with the different insurance companies. Right now, I'm in the process of setting up a virtual consult with an internationally known psychiatrist and researcher who is in Colorado. He doesn't take Medicare and I'm paying cash. I don't have much but he's my last hope. I don't respond to any medications. Been sick for 15 years. My life just fell apart. Poor sleep, can't handle stress, can't hold a job and my johnson, even with testosterone, rarely works. Just telling my story. We've all got stuff we're dealing with. [/QUOTE]
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